When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price.
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment schedule that works for you.
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from {0% APR or 10-36% APR} {10-36% APR}. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners:affirm.com/lenders. Options dependon your purchase amount, and a down payment may be required. Seeaffirm.com/licensesfor important info on state licenses and notifications.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
